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The exact steps I took to pay off over $107k in debt!

Lifestyle of the Intentional Spender Blog--helping parents get out of the paycheck-to-paycheck cycle and start saving for retirement
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Unleash Your Inner Debt Rebel: A $100 Reset | Ep 10 Debt Rebel Show

YOUR GO-TO RESOURCE TO END THE PAYCHECK-TO-PAYCHECK CYCLE

Debt Rebel Podcast: Personal Finance for Families

With short, actionable episodes, you'll learn ways to save time, money and energy so you have more of each for your loved ones. No more stealing from your future to pay for today!

In this hyper-consumerist world, it's easy to feel trapped by a constant cycle of spending. But what if I told you that finding just $100 could significantly impact your financial well-being?

Today, we're diving into a simple yet powerful strategy: the "Rebel Reset." This isn't about extreme deprivation or drastic lifestyle changes. Instead, it's about identifying and eliminating unnecessary expenses, freeing up valuable resources, and ultimately, reclaiming control over your finances.

The Rebel Reset Challenge:

  1. Print Your Statements: Gather your recent bank and credit card statements.

  2. Conduct a Line-by-Line Audit: Scrutinize each transaction. Ask yourself:

    • Do I still use this service?

    • Is this a recurring charge I've forgotten about?

    • Are there any duplicate payments?

  3. Identify and Cancel: Cancel any subscriptions, memberships, or services you no longer use.

  4. Reap the Rewards: Celebrate your newfound freedom and the extra $100 you've uncovered!

Why $100 Matters:

Finding $100 might seem insignificant, but its impact can be profound:

  • Time Savings: If you earn $25 per hour, finding $100 equates to four hours of work you no longer need to perform to cover those unnecessary expenses.

  • Reduced Stress: Eliminating hidden costs and freeing up cash flow can significantly reduce financial anxiety.

  • Increased Spending Power: That extra $100 can be used for things that truly matter: experiences, investments, or simply enjoying a debt-free life.

Beyond the $100:

The Rebel Reset is more than just a money-saving exercise. It's a mindset shift. By consciously reviewing your spending habits, you're taking control of your finances and aligning them with your values.

Learn more

About Jewlz The Budget Nerd

Certified Financial Coach & Host of the Debt Rebel Podcast: Personal Finance for Families

Julian "Jewlz The Budget Nerd" Kohlbrand is on a mission to empower families to take control of their finances and reclaim their time. Through her coaching practice, podcast and blog, she provides practical advice, actionable strategies, and unwavering support to help individuals and families achieve their financial dreams.

After studying personal finance for over 20 years and eliminating over $107,000 of consumer debt with her husband, she learned managing money is about more than numbers and spreadsheets. Developing a healthy relationship with money has ripple effects in other areas of life including your marriage, parenting, and work-life balance.

She also shares her wisdom and insight weekly as the host of The Debt Rebel Podcast: Personal Finance for Families. Available wherever you listen to podcasts.

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