Cover Page

You Don't Need Another Budget.

You Need a Plan You Can Actually Stick To.

If you're tired of wondering where your paycheck went, relying on credit cards to make it through the month, or feeling like you're always starting over, you're in the right place.

Whether you want personalized coaching, affordable ongoing support, or a quick win to lower your grocery bill, there's an option designed for where you are today.

Choose the path that fits your season.

Three Ways We Can Work Together

Financial Reset Session

Best for: Families ready for the fastest transformation.

If you're serious about paying off debt, creating a realistic budget, and finally feeling confident with money, we'll work together one-on-one to create a personalized plan for your family.

You'll receive:

  • Personalized coaching

  • Budget reviews

  • Accountability

  • Debt payoff strategy

  • Support between sessions

  • Customized action plan

Perfect if you want someone in your corner every step of the way.

Alliance Coaching Program

Best for: Families who want ongoing coaching without private coaching pricing.

The Alliance is your monthly money community.

Instead of trying to figure everything out alone, you'll have coaching, accountability, and a community of people working toward the same goals.

Inside you'll get:

  • Monthly coaching calls

  • Budget workshops

  • Q&A sessions

  • Accountability

  • Community support

  • Resource library

Perfect if you know what to do—you just need help staying consistent.

Grocery Reset Playbook

Best for: Anyone tired of overspending at the grocery store.

Groceries are one of the easiest places to find hundreds of dollars hiding in your budget.

This self-paced guide will help you:

  • Stop impulse grocery spending

  • Build a realistic grocery budget

  • Meal plan without overwhelm

  • Save money immediately

Perfect if you want a quick win before committing to coaching.

Not Sure Which One Is Right?

If you... Start Here

Want personal attention and a customized plan 1:1 Coaching

Want affordable monthly coaching Alliance Coaching Membership

Want to lower grocery spending first Grocery Reset Playbook

Why Families Work With Me

Most financial advice assumes you have unlimited time, energy, and motivation.

Real life doesn't work that way.

I help busy families build simple money systems they can actually maintain—even when life gets messy.

No shame.
No complicated spreadsheets.
No judgment.

Just practical strategies that help you stop living paycheck to paycheck and build a life without consumer debt.

Meet Jewlz The Budget Nerd

Certified Financial Coach & Host of the Debt Rebel Podcast: Personal Finance for Families

Julian "Jewlz The Budget Nerd" Kohlbrand is on a mission to empower families to take control of their finances and reclaim their time. Through her coaching practice, she provides practical advice, actionable strategies, and unwavering support to help individuals and families achieve their financial dreams.

After studying personal finance for over 25 years and eliminating over $107,000 of consumer debt with her husband, she learned managing money is about more than numbers and spreadsheets. Developing a healthy relationship with money has ripple effects in other areas of life including your marriage, parenting, and work-life balance.

She also shares her wisdom and insight weekly as the host of The Debt Rebel Podcast: Personal Finance for Families. Available wherever you listen to podcasts.

Real Rebels. Real Results. ⭐

"I feel like I’m spending more than I should on groceries and household items… The Grocery Reset Playbook helped me frame grocery shopping more strategically."

Anonymous Debt Rebel Client

"If you would've told me 9 months ago to put 2,500 "extra" on my car I would've told you- You're crazy I don't have that!!"

A Busy Mom & Debt Rebel

"Just paid off loan #2 of 5 student loans... I'm going all in and charging hard for that last debt!!!

Anonymous Alliance Member

Frequently asked questions

Do I have to already have a budget?

No. I'll help you create one that matches your life goals and values.

Do you work with ADHD clients?

Yes! Many of my clients have ADHD or struggle with consistency.

Can I start with the Grocery Reset Playbook and upgrade later?

Absolutely.

Is coaching only for people with debt?

No. Coaching helps with budgeting, saving, spending intentionally, and creating a financial plan.

Ready to Feel Confident With Your Money?

No matter where you're starting, you don't have to figure it out alone.

Choose the option that fits your goals today, and let's build a plan that actually works for your life.

Not ready for coaching yet?

Start with my free ADHD-Friendly Paycheck Planner and learn how to create a simple paycheck plan before your money disappears. It's the easiest way to experience my coaching style before investing in one of my paid offers.